Bendigo and Adelaide Bank (ASX: BEN) — Stock Profile


About Bendigo and Adelaide Bank (ASX: BEN)

Bendigo and Adelaide Bank Limited provides banking and financial services to retail customers and small to medium sized businesses across Australia, operating through its Consumer, Business and Agribusiness, and Corporate segments. Its product range spans transaction and savings accounts, term deposits, home and personal loans, business loans, equipment finance, credit and debit cards, foreign exchange, margin lending, wealth management, financial advice, and personal insurance, alongside travel and holiday products.

The bank also delivers EFTPOS and payment services, agribusiness solutions, private banking, and residential, business, rural and commercial lending, with treasury and foreign exchange capabilities rounding out its institutional offering. It operates under the Bendigo Bank, Up, Leveraged, and Community Enterprise Foundation brands, serving customers through a model that emphasises community engagement alongside conventional retail and business banking. Founded in 1858, the company is headquartered in Bendigo, Australia.


MFAM Research

  • [BUY] Bendigo and Adelaide Bank (ASX: BEN) Shares Are a Buy After a Significant Earnings Surprise
    April 11, 2026
    Buy A regional Australian bank serving over two million customers with deposits, home lending, agribusiness and wealth management through a community banking model. Institutional sell-side research rates it Buy because a multi-year productivity program is cutting costs ahead of schedule, with operating expenses down 4.1 per cent in the latest quarter. A better-than-expected net interest […]

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Latest Announcements

  • Bendigo and Adelaide Bank (ASX: BEN) – BEN Reports 1Q27 Trading Update
    October 19, 2026
    Bendigo and Adelaide Bank reported cash earnings of $112.7 million in the first quarter of FY27, representing an 18.5% increase on the 2H26 quarterly average. The result requires context, however, as the prior quarter included a $70 million provision charge for the bank’s risk rectification plan, which has now been reclassified as a notable item […]
  • Bendigo and Adelaide Bank (ASX: BEN) – BEN Issues Cleansing Notice 64
    August 28, 2026
    Bendigo and Adelaide Bank Limited has issued AUD $300 million in subordinated floating rate notes due August 2036, according to a cleansing notice filed with the ASX today. The capital raise represents a strategic move to strengthen the bank’s regulatory capital position and enhance its funding diversity, with the notes classified as Tier 2 Capital […]
  • Bendigo and Adelaide Bank (ASX: BEN) – BEN Files Disclosure Document 76
    August 24, 2026
    Bendigo and Adelaide Bank has released its Basel III Pillar 3 Disclosures for the period ended 30 June 2026, providing comprehensive information on the bank’s capital structure, risk management framework, and exposure to various categories of risk regulated by the Australian Prudential Regulation Authority. Released on 24 August, the disclosure demonstrates compliance with Prudential Standard […]
  • Bendigo and Adelaide Bank (ASX: BEN) – Bendigo Adelaide Bank Annual Report
    August 24, 2026
    Bendigo and Adelaide Bank Limited has released its 2026 Annual Financial Report, marking the completion of the financial year ending 30 June 2026. The announcement itself is procedural, confirming that the comprehensive report is now available to shareholders and investors on the bank’s investor centre website, alongside a complementary Sustainability Report covering climate disclosure and […]
  • Bendigo and Adelaide Bank (ASX: BEN) – BEN Files FY26 Results Presentation
    August 24, 2026
    Bendigo and Adelaide Bank has delivered full year cash earnings of $530.2 million for FY26, a modest 3% increase on the prior year despite a challenging competitive environment and higher funding costs. The result reflects a deposit-led strategy that is beginning to pay dividends, with the bank successfully pivoting its customer base toward lower-margin but […]
  • Bendigo and Adelaide Bank (ASX: BEN) – BEN Files FY26 Full Year Results
    August 24, 2026
    Bendigo and Adelaide Bank reported cash earnings of $530.2 million for FY26, representing 3.0% growth on the prior year, with the second half showing stronger momentum at 6.8% growth compared to the first half. The statutory net profit after tax of $375.1 million came in alongside a fully franked final dividend of 33 cents per […]
  • Bendigo and Adelaide Bank (ASX: BEN) – Bendigo and Adelaide Bank Files FY26 Annual Report
    August 24, 2026
    Bendigo and Adelaide Bank’s financial year 2026 results show a dramatic turnaround to a statutory profit of $375.1 million, a reversal from the prior year loss of $97.1 million. The swing is heavily influenced by the absence of the previous year’s $539.5 million goodwill impairment related to the Rural Bank acquisition. Underneath this comparative benefit, […]
  • Bendigo and Adelaide Bank (ASX: BEN) – FY26 Unaudited Results and Regulatory Matters
    August 18, 2026
    Bendigo and Adelaide Bank has disclosed that the Australian Prudential Regulation Authority has imposed licence conditions on the institution in response to significant weaknesses in its non-financial risk management capabilities. This regulatory action follows the bank’s own completion of an AML/CTF compliance review in November 2025 and APRA’s subsequent non-financial risk review initiated in December […]
  • Bendigo and Adelaide Bank (ASX: BEN) – BEN Redeems Subordinated Notes 1
    July 22, 2026
    Bendigo and Adelaide Bank will redeem all A$125 million of its Subordinated Floating Rate Notes on 14 October 2026, exercising an optional early redemption date that arrives four and a half years ahead of the notes’ scheduled maturity of 14 October 2031. The Australian Prudential Regulation Authority has approved the redemption, a requirement that underscores […]
  • Bendigo and Adelaide Bank (ASX: BEN) – BEN Q3 2026 Additional Credit Risk Tables
    May 22, 2026
    Bendigo and Adelaide Bank’s release of quarterly credit risk tables for the period ending 31 March 2026 provides a snapshot of the lender’s loan book health and capital positioning. The bank reported non-performing exposures of $1,158.3 million against total gross credit exposures of $106,527.9 million, translating to a non-performing loan ratio of approximately 1.09 percent. […]
  • Bendigo and Adelaide Bank (ASX: BEN) – Files Basel III Pillar 3 Disclosures
    May 22, 2026
    Bendigo and Adelaide Bank Limited has released its Basel III Pillar 3 disclosures for the quarter ended 31 March 2026, demonstrating capital and liquidity positions well above regulatory minimums. The bank’s Common Equity Tier 1 (CET1) ratio stands at 11.38%, comfortably above both the prudential requirement and the additional buffers imposed by the Australian Prudential […]

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